What Your Home Insurance Covers
Comprehensive protection designed for BC homeowners. Our standard policies include the essentials — plus optional add-ons for complete peace of mind.
Replacement Cost
Rebuild or repair your home at current construction costs — not the depreciated value. Your home is covered for what it would actually cost to restore.
Personal Property
Coverage for your furniture, electronics, clothing, and other belongings. Protection against theft, fire, and other covered perils.
Personal Liability
Up to $2 million in liability protection if someone is injured on your property or you cause accidental damage to others' property.
Additional Living Expenses
If your home becomes uninhabitable due to a covered loss, coverage helps pay for temporary relocation costs while repairs are made.
Why Choose Marketlink
We make protecting your home simple, transparent, and stress-free.
Simple Online Process
Request a quote in minutes. No paperwork, no jargon, no hassle.
Licensed Canadian Insurers
Your policy is underwritten by established, licensed insurance companies in Canada.
Competitive Rates
We work with multiple insurers to find coverage that fits your needs and budget.
BC-Focused Expertise
We understand British Columbia's unique housing market and insurance landscape.
Personalized Support
A licensed agent reviews your quote and connects with you personally.
Privacy Protected
Your personal information is secure. We never sell your data to third parties.
How It Works
Getting home insurance shouldn't be complicated. Here's how we make it easy.
Request a Quote
Tell us about your home and the coverage you need. It only takes a few minutes to get started.
Review Your Options
We'll present coverage options tailored to your home. Compare plans and select what works for you.
Your Agent Connects
A licensed insurance agent reviews your quote and reaches out to discuss your coverage and answer any questions.
Get Covered
Once your agent finalizes your policy with the insurer, you're protected. Simple as that.
What Homeowners Say
Don't just take our word for it. Here's what BC homeowners have to say about their experience with Marketlink.
“The entire process was so straightforward. I was dreading shopping for home insurance, but Marketlink made it painless. My agent was incredibly helpful.”
Sarah M.
Vancouver, BC
“We compared several options and found great coverage at a fair price. The fact that everything is backed by licensed insurers gave us real peace of mind.”
David & Lin K.
Burnaby, BC
“After buying our first home, we felt overwhelmed by insurance options. Marketlink simplified everything and the agent answered all our questions patiently.”
James T.
Victoria, BC
“I appreciated how transparent everything was — no hidden fees, no pushy sales tactics. Just clear information and fair pricing for solid coverage.”
Priya R.
Surrey, BC
Frequently Asked Questions
Everything you need to know about home insurance with Marketlink.
Home insurance typically covers your dwelling (the structure of your home), personal property (belongings inside your home), personal liability (if someone is injured on your property), and additional living expenses (temporary housing if your home becomes uninhabitable due to a covered loss).
Standard home insurance policies include some water damage coverage, but sewer backup coverage is typically an optional add-on. We recommend adding sewer backup protection, as it covers damage from backed-up sewers, drains, and sump pumps — a common issue in many BC homes.
The amount of coverage you need depends on factors like your home's replacement cost, the value of your personal belongings, and your desired liability limit. Our quoting process helps determine the right amount based on your home's characteristics and your personal circumstances.
Earthquake coverage is available as an optional add-on. Please note that availability and pricing may depend on your property's geographic location within British Columbia, as some areas carry higher seismic risk. Your insurance agent can help determine your eligibility and options.
All insurance policies arranged through Marketlink are underwritten by licensed Canadian insurance companies. Marketlink Insurance Solutions facilitates the connection between you and the insurer — we are not the insurer ourselves.
If you need to file a claim, Marketlink can assist you with the claims reporting process. However, all claims are ultimately adjudicated and settled by the underwriting insurance company. Contact us and we'll help guide you through the initial steps.